1. Summary
No payments are collected through this Website. poojapalkar.com is a personal portfolio website. It does not sell products or services, does not have a checkout or payment gateway, and does not accept money in any form. As a result, there is nothing to refund for using this Website.
2. Scope of this policy
This Refund Policy applies to poojapalkar.com, owned and operated by Pooja Palkar. It explains how payments and refunds are handled in relation to this Website.
3. Professional engagements agreed separately
If you choose to work with me professionally, the scope, fees, payment schedule and cancellation and refund terms for that work will be agreed between us directly and set out in writing before any payment is made. Those written terms will govern any refund relating to that engagement.
If you have made a payment under such an agreement and would like to request a refund, please email info@poojapalkar.com with your name, the date and amount of payment, and the reason for your request. Each request will be reviewed fairly according to the agreed terms.
4. Unauthorised payment requests
I never ask for payment through this Website, and I do not request card details, UPI PINs, passwords or OTPs. If you receive a payment request claiming to be from me that did not come from info@poojapalkar.com, or that does not relate to a written agreement you have with me, please do not pay it and inform me by email.
I am not responsible for payments made to any person or account that is not authorised by me in writing.
5. Changes to this policy
If this Website ever begins to accept payments, this policy will be updated before that happens, with clear refund timelines and conditions. Any update will be posted on this page with a revised "Last updated" date.
6. Contact
For any question about payments or refunds, please write to info@poojapalkar.com.